Our Work

Products we've built and shipped

Eleven live products for the Canadian market, from AI bookkeeping and Quebec payroll to public finance calculators. Each link opens the real product.

Our projects

Accounting · SaaS

Tenir

Bilingual accounting for Quebec holding companies. AI reads your receipts, keeps the books, helps plan taxes and generates government forms.

AI OCRGST / QSTHolding companyRL-1 / T4 forms
Open Tenir (opens in a new tab)
HR & Payroll · SaaS

PayQuébec

Payroll for Quebec SMEs: automatic source deductions, RL-1 and T4 slips, CRA and Revenu Québec remittance tracking, plus an AI assistant for DAS questions.

RRQ / RQAPRL-1 / T4DAS remittanceAI assistant
Open PayQuébec · sign-in required (opens in a new tab)
FinTech · Calculator Suite

CalculFinance

A free suite of French-language finance calculators for Quebecers. TFSA and RRSP, income tax and retirement projections, tuned to federal and Quebec rules.

CELI / REERImpôt QC / CARetraiteGratuit · FR-CA
Open CalculFinance (opens in a new tab)
FinTech · SaaS

Planif-Retraite

Retirement planning for Canadians. Simulates RRSP, TFSA, non-registered accounts and holding companies, with CPP and OAS projections.

RRSP / TFSACPP / OASWithdrawal strategyDisbursement sim
Open Planif-Retraite (opens in a new tab)
Real Estate · Web Tool

Compare-Plex

Compares the true cost of a house, duplex or triplex in Quebec side by side, with CMHC premiums, rental income and the OSFI stress test built in.

CMHC premiumsOSFI stress testRental offsetGDS ratio
Open Compare-Plex (opens in a new tab)
Real Estate · Marketplace

Landlord

A rental marketplace for Montreal and surrounding areas. Browse apartments, condos and houses by type, budget and bedrooms, and contact property managers directly.

Rental listingsProperty filtersLease managementMontreal market
Open Landlord (opens in a new tab)
FinTech · Web Tool

Smith Manoeuvre

A bilingual simulator for turning non-deductible mortgage interest into a tax-deductible investment loan, with live market prices and federal and Quebec tax optimization.

HELOC re-borrowingFinnhub APITax optimizationAccelerator
Open Smith Manoeuvre (opens in a new tab)
FinTech · Web Tool

Mapa (Smith Manoeuvre V2)

A redesigned Smith Manoeuvre simulator that compares long-term wealth with and without the strategy, with a break-even threshold and a waterfall view.

Break-even analysisACB tableETF trackingNet worth projection
Open Mapa (opens in a new tab)
FinTech · Tax Tool

Courbe de Laferrière

An interactive calculator showing the extreme marginal tax rates low-income Quebec families face, where benefit clawbacks push effective rates past 80 to 100%.

Marginal tax ratesBenefit clawbacksQPP / EIQuebec 2025
Open Courbe de Laferrière (opens in a new tab)
FinTech · Web Tool

Cotisations CELI-REER

Compares TFSA and RRSP contribution scenarios for Quebecers, with carry-forward room and combined federal and Quebec tax rates.

CELI vs REERCarry-forwardTax bracket analysisQuebec rates
Open CELI-REER (opens in a new tab)
FinTech · Web Tool

fire (Financial Youth Retirement Engine)

A FIRE calculator for young adults. Model your savings rate and investment growth to see how early financial independence could be within reach.

FIRE strategySavings rateCompound growthEarly retirement
Open fire (opens in a new tab)

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