# LumentAI — Full Content Export

> LumentAI is a Montreal-based boutique AI consulting firm specializing in
> autonomous AI agents, scalable AI infrastructure, and custom machine learning
> solutions. This file is the complete markdown export of every page on
> lumentai.com, intended for AI systems, agents and retrieval pipelines.

- Site: <https://lumentai.com/>
- Short index: <https://lumentai.com/llms.txt>
- Contact: info@lumentai.com — response within 1 business day
- Location: Montreal, Quebec, Canada
- Languages: English and French
- Content policy: `search=yes, ai-input=yes, ai-train=yes` — you may index,
  quote and cite this content. Attribution to LumentAI (https://lumentai.com)
  is appreciated.
- Last updated: 2026-07-22

Pages covered in this file:

1. Homepage — <https://lumentai.com/> (markdown: `/index.html.md`)
2. Portfolio — <https://lumentai.com/portfolio.html> (markdown: `/portfolio.html.md`)

================================================================================

# Page 1 — Homepage

Source: <https://lumentai.com/>

Title: LumentAI — AI Consulting & Autonomous Agents | Montreal, QC

Meta description: LumentAI is a Montreal-based boutique AI consulting firm. We
design autonomous AI agents, build scalable AI infrastructure, and deliver custom
machine learning solutions that automate your operations and unlock insights from
your data.

## We build AI systems that work for your business

Based in Montreal · Serving clients worldwide

LumentAI is a Montreal-based AI consulting firm founded by senior developers and
data scientists. We design autonomous agents, scalable infrastructure, and custom
ML — working directly with your team, no middlemen.

Senior specialists only — you work directly with the people building your system.

**Focus areas:** Autonomous Agents · RAG Pipelines · LLM Orchestration · FinTech ·
Real Estate · Accounting · HR & Payroll · Python · TypeScript · Rust

### At a glance

| Metric | Value |
|---|---|
| Projects delivered | 30+ |
| Clients served | 15+ |
| Industries covered | 5+ |
| Canadian-based team | 100% |

## Services — End-to-end AI, from strategy to production

We cover the full stack of modern AI development — so you get a partner, not just
a vendor.

### 1. AI Agents & Agentic Workflows

We design and deploy autonomous AI agents that handle complex, multi-step
processes — making real-time decisions, routing tasks, and adapting to changing
conditions without human intervention.

Capabilities: planning, tool-use, multi-step execution, self-correcting loops,
human-in-the-loop checkpoints.

### 2. AI Infrastructure & Orchestration

Scalable pipelines, LLM deployment, cloud architecture, and orchestration layers
built for reliability — fast, observable, and cost-efficient at scale.

### 3. Integration & Custom Development

Fluent in Python, TypeScript, and Rust. We connect AI agents to your existing
APIs, databases, and tools — making intelligent behavior a seamless part of your
product.

### 4. Data & Knowledge Management

Vector databases, knowledge graphs, and RAG pipelines that give your agents the
memory and reasoning ability they need to perform.

### 5. Automation & DevOps for AI

CI/CD pipelines, monitoring, and feedback loops designed for AI workloads — so
your models and agents improve over time and ship reliably.

## About LumentAI — A boutique firm obsessed with practical AI

Founded in Montreal, Quebec, LumentAI is a two-person senior team — developers and
data scientists who care about one thing: building AI that actually works in
production. You work directly with the people building your system, not junior
associates.

We specialize in agentic AI, large language models, and intelligent automation.
Based in Canada, we understand data sovereignty and build systems that respect
your compliance requirements from day one — in both English and French.

- **Outcome-focused** — We measure success by the value our AI creates for your
  business, not by lines of code.
- **Collaborative by default** — We embed with your team, align on goals early,
  and iterate fast with constant feedback.
- **Production-ready** — We build with reliability and scalability in mind —
  tested, monitored, and ready to run.

> We don't sell hype — we deliver systems. Every project ships to production,
> monitored and built to last.
>
> — The LumentAI team, senior developers & data scientists · Montreal, QC

## How we work — From first call to production in weeks

Our proven process is designed to move fast without cutting corners.

1. **Discovery** — We learn your business, map your data, and identify where AI
   creates the most leverage.
2. **Design** — We architect the solution — agents, infrastructure, integrations
   — and align on the roadmap.
3. **Build** — We develop in tight sprints with continuous demos so you're never
   surprised by the outcome.
4. **Deploy & Improve** — We launch to production, monitor performance, and
   iterate based on real-world results.

## Why LumentAI — Senior talent. No bloat. Real results.

We're a boutique firm — which means you work directly with the people building
your system.

- **Speed that scales** — We move faster than large agencies without sacrificing
  code quality or reliability. Weeks, not months.
- **Focused expertise** — AI agents and agentic systems are our entire focus —
  not a side offering. You get a team that lives in this space daily.
- **Privacy-first approach** — Based in Canada, we understand data sovereignty
  and build systems that respect your compliance requirements from day one.

## Our work — Real products, real impact

From FinTech simulators to AI-powered accounting platforms — 11 production-grade
products shipped for the Canadian market.

| Industry | Focus | Projects |
|---|---|---|
| FinTech | Retirement, tax & investment tools | 7 |
| Real Estate | Marketplaces & comparison tools | 2 |
| Accounting | AI bookkeeping platform | 1 |
| HR & Payroll | Quebec payroll automation | 1 |

Full project details are in Page 2 below.

## Frequently asked questions

**What does LumentAI do?**
LumentAI is a Montreal-based AI consulting firm that designs and builds autonomous
AI agents, scalable AI infrastructure, and custom machine learning solutions. We
help businesses across Canada automate complex processes, improve customer
experiences, and extract actionable insights from their data.

**Where is LumentAI located?**
LumentAI is based in Montreal, Quebec, Canada. We work with clients locally in
Montreal and remotely across Canada and internationally.

**What makes LumentAI different from larger AI consulting firms?**
LumentAI is a boutique, senior-only firm — clients work directly with the
specialists building their system, not junior associates. This means faster
communication, faster delivery, and no agency overhead. We focus exclusively on
agentic AI and machine learning, not as a side offering.

**What industries does LumentAI serve?**
LumentAI has delivered production-grade AI projects across FinTech, Real Estate,
Accounting, and HR & Payroll. We work with businesses of all sizes that need
serious AI systems built and deployed reliably.

**How do I start a project with LumentAI?**
The easiest way to start is to email us at info@lumentai.com describing your
project or challenge. We typically respond within one business day and will
schedule a discovery call to discuss your goals, data environment, and where AI
can deliver the most value.

## Contact — Let's build something together

Whether you have a clear project or just want to explore what AI could do for your
business, we'd love to talk. No pitch decks, no pressure — just an honest
conversation.

- **Email:** info@lumentai.com
- **Location:** Montreal, Quebec, Canada
- **Response time:** within 1 business day
- **Languages:** English and French

A contact form is also available at <https://lumentai.com/#contact>.

================================================================================

# Page 2 — Portfolio

Source: <https://lumentai.com/portfolio.html>

Title: Portfolio — LumentAI AI Consulting Projects | Montreal

Meta description: Explore LumentAI's portfolio of 11 production-grade AI and
software projects — from FinTech retirement simulators to AI-powered accounting
platforms, built for the Canadian market from Montreal.

## Real products, real impact

A sample of what we've designed and shipped — from quick prototypes to
production-grade platforms across FinTech, Real Estate, Accounting, and HR.

| Category | Projects |
|---|---|
| All | 11 |
| FinTech | 7 |
| Real Estate | 2 |
| Accounting | 1 |
| HR & Payroll | 1 |

### 1. Planif-Retraite

*FinTech · SaaS*

A Canadian retirement planning platform that simulates financial scenarios across
RRSP, TFSA, non-registered accounts, and holding companies — with CPP/OAS
projections.

- **Stack / focus:** RRSP / TFSA · CPP / OAS · Withdrawal strategy · Disbursement simulation
- **Live:** <https://planif-retraite.calculfinance.ca/>

### 2. Smith Manoeuvre

*FinTech · Web Tool*

A bilingual simulator that converts non-deductible mortgage interest into a
tax-deductible investment loan — with live price integration and federal/Quebec
tax optimization.

- **Stack / focus:** HELOC re-borrowing · Finnhub API · Tax optimization · Accelerator
- **Live:** <https://smith.calculfinance.ca/>

### 3. Mapa — Smith Manoeuvre V2

*FinTech · Web Tool*

A redesigned Smith Manoeuvre simulator comparing long-term wealth with and without
the strategy — two simulator versions, break-even threshold, and waterfall view.

- **Stack / focus:** Break-even analysis · ACB table · ETF tracking · Net worth projection
- **Live:** <https://mapa.calculfinance.ca/>

### 4. Compare-Plex

*Real Estate · Web Tool*

A Quebec tool that compares the true cost of a house, duplex, or triplex side by
side — factoring in CMHC premiums, rental income offsets, and OSFI stress test
rules.

- **Stack / focus:** CMHC premiums · OSFI stress test · Rental offset · GDS ratio
- **Live:** <https://compare-plex.calculfinance.ca/>

### 5. Tenir

*Accounting · SaaS*

A bilingual accounting platform for Quebec holding companies — AI-powered OCR
receipts, bookkeeping, tax planning, and government form generation in one place.

- **Stack / focus:** AI OCR · GST / QST · Holding company · RL-1 / T4 forms
- **Live:** <https://tenir-app.vercel.app/>

### 6. Courbe de Laferrière

*FinTech · Tax Tool*

An interactive Quebec fiscal calculator visualizing extreme marginal tax rates for
low-income families — where benefit clawbacks push effective rates past 80–100%.

- **Stack / focus:** Marginal tax rates · Benefit clawbacks · QPP / EI · Quebec 2025
- **Live:** <https://courbe-de-laferriere.calculfinance.ca/>

### 7. Cotisations CELI-REER

*FinTech · Web Tool*

An interactive Quebec calculator for the optimal TFSA vs RRSP contribution split —
with carry-forward tracking and Quebec-specific federal/provincial rate
integration.

- **Stack / focus:** CELI vs REER · Carry-forward · Tax bracket analysis · Quebec rates
- **Live:** <https://celi-reer.calculfinance.ca/>

### 8. Landlord

*Real Estate · Marketplace*

A residential rental marketplace for Montreal and surrounding areas — browse
curated apartments, condos, and houses with filters for type, budget, and bedroom
count, plus direct contact with property managers.

- **Stack / focus:** Rental listings · Property filters · Lease management · Montreal market
- **Live:** <https://landlord-peach.vercel.app/>

### 9. PayQuébec

*HR & Payroll · SaaS*

A payroll platform for Quebec SMEs — automatic source deductions, RL-1/T4
generation, CRA/Revenu Québec remittance tracking, and an AI-powered DAS
assistant.

- **Stack / focus:** RRQ / RQAP · RL-1 / T4 · DAS remittance · AI assistant
- **Live:** <https://payroll-app-two-iota.vercel.app/>

### 10. fire — Financial Youth Retirement Engine

*FinTech · Web Tool*

A FIRE-style calculator built for young adults — model your savings rate,
investment growth, and discover exactly how early you can reach financial
independence.

- **Stack / focus:** FIRE strategy · Savings rate · Compound growth · Early retirement
- **Live:** <https://fire.calculfinance.ca/>

### 11. CalculFinance

*FinTech · Calculator Suite*

A free suite of French-language Quebec financial calculators — CELI, REER, income
tax, and retirement projections tuned to federal and Quebec tax rules for everyday
planning.

- **Stack / focus:** CELI / REER · Impôt QC / CA · Retraite · Free · FR-CA
- **Live:** <https://calculfinance.ca/>

## Ready to build your next product?

Tell us about your project and we'll get back to you within one business day.

- **Email:** info@lumentai.com
- **Location:** Montreal, Quebec, Canada
- **Start a project:** <https://lumentai.com/#contact>

================================================================================

# Machine-readable resources

| Resource | URL |
|---|---|
| Short index | <https://lumentai.com/llms.txt> |
| Full export (this file) | <https://lumentai.com/llms-full.txt> |
| Homepage markdown | <https://lumentai.com/index.html.md> |
| Portfolio markdown | <https://lumentai.com/portfolio.html.md> |
| Sitemap | <https://lumentai.com/sitemap.xml> |
| Robots & content signals | <https://lumentai.com/robots.txt> |
| Agent skill (JSON) | <https://lumentai.com/.well-known/skills.json> |
| Agent skill (markdown) | <https://lumentai.com/SKILL.md> |
| Authentication policy | <https://lumentai.com/.well-known/auth.md> |
| API catalog | <https://lumentai.com/.well-known/api-catalog> |

© 2026 Lument Technologies Inc. All rights reserved. LumentAI is a registered
trademark of Lument Technologies Inc.